接近年末，银行额度进一步收紧，除了对首套房贷的贷款门槛提高，更多的存量房贷客户开始担心自己的利率是否会面临上调。以之前获得过七折优惠利率的客户为例，如果被提高至基准利率，再加上三次加息效应，明年的房贷开 ... 房贷利率抬高暂不涉及存量房
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